April 1, 2025 Modern Annuities @ Nocatee Office

Modern annuities can act like key ingredients in your retirement recipe—but when should you add them, and how do you choose them? Here's what we'll discuss:

• When to Use Annuities: Explore clearly when annuities might fit into your retirement plan—and when other approaches could be better suited.

• Key Features That Matter to Retirement: Clarify often-confusing terms and identify the essential elements of modern annuities.

• Key Benefits of Considering Annuity Income: Explore how annuities can help safeguard your family’s financial future by providing secure income for your surviving spouse, reducing income uncertainty, and minimizing the impact of market volatility on your overall retirement portfolio.

• Potential Drawbacks to Consider: We'll openly discuss important considerations such as how much annuities typically cost, the accessibility of your money once invested, and the taxation of annuity income, so you can weigh these factors carefully.

• Selecting and Managing the Right Annuity: Understand how to choose an annuity that fits your specific retirement needs, and ensure it's being managed properly—ideal for retirees who already own annuities and want reassurance they're using them correctly.

Cindy Collins has been with Stratton & Company since 2003 and has more than 35 years of experience in the financial service industry. As Executive Vice President of Education at S&Co., she enjoys working exclusively with retirees to help them realize their goals.

Mrs. Collins has given talks and created retirement resources on a wide range of topics, including women in retirement, the options for securing guaranteed income, and is the creator of our original Annuities 101 program.

Her work has been featured in key publications including Forbes and Wall Street Journalʼs MarketWatch.

Sam Magdalein is a Senior Partner at Stratton & Company and leads the Investment Advisory division. Since 2001, Sam has led Stratton & Co. to help hundreds of retirees protect their assets from market volatility and excessive taxes, and enjoy their retirement with less risk.

Seating is limited, please register to reserve your seats today. There is no cost or obligation. Our commitment is to provide clear advice and genuine support with no-pressure.

What Our Clients Say:

"Since we’ve been here, we’re so much more relaxed. No matter what the market does, we can sleep at night, and not worry." - Jack and Eveyln I.

"They’ve done a good job getting the money to where I can do the fun things and not have to worry about the expense." - David O.

"I was impressed about how open and relaxed the whole meeting was." - Jeff C.